Skip to content
Nice to meet you! My name is,

Bill Merren

President & CEO
NMLS#: 196091

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

Apply Online
- About Me

Bill is a Las Vegas native who attended Durango High School, where he excelled in athletics and earned an academic scholarship to UNLV after serving six years in the U.S. Army. He and his wife are active parents to four sons, and their weekends are usually spent at sports fields or enjoying the outdoors around Vegas. Bill’s life, his family, and his business are all guided by the same core values: God, Family, and Country.

After more than 20 years in the mortgage industry, including time at large retail lenders, Bill founded America First Mortgage® to give clients more loan options, more competitive pricing, and faster closings. What started as a Las Vegas brokerage is now a veteran-owned company with national ambitions. Bill is building America First Mortgage into a nationwide brand, with a team of loan officers who share the same commitment to trust, transparency, and exceptional service.

Bill brings the experience and network to guide clients through the process in any market, whether it’s a VA loan, a jumbo purchase, a self-employed borrower who needs non-QM options, a reverse mortgage, or a large acreage property. At America First Mortgage®, the mission is simple: personalized mortgage solutions and lifelong relationships with every client.

Bill Merren

President & CEO
NMLS#: 196091
Loans I specialize in: Agricultural Loans, Bank Statement Loan, Bridge Home Loan, Cash-Out Refinance, Commercial Loans, Construction Home Loan, Conventional Loans, Debt Consolidation, DSCR Home Loan, Farm Loans, FHA Loan, First Time Home Buyer, HELOC Home Loan, Jumbo Loan, Large Acreage Loans, Non-QM, P&L, Reverse Jumbo, Reverse Mortgage, Self-Employed, USDA Loan, VA Loan
States I'm licensed in: AR, CA, CO, FL, ID, NM, NV, TX
5Stars
Our clients are the foundation of our success.
3rd party client reviews

Client reviews from around the internet.

- Why borrowers choose Me
A better experience, start to keys.

You’re not choosing a loan — you’re choosing the people who get it done. Here’s what that feels like with me.

I work to close on time

I stay closely involved throughout processing and underwriting, helping keep communication clear and your loan moving toward closing.

You can always reach me

I stay accessible throughout the process, so you’re never left wondering what’s happening with your loan.

I fight for your bottom line

I compare options across our lender network to help find competitive pricing, and I’ll walk you through the rates, costs, and fees in plain English.

No jargon, ever

I walk you through every option so you understand exactly what you’re signing — and feel confident doing it.

- What happens next
Four steps, and you'll always know which one you're on.

Everyone is different, but almost everyone starts in one of these places. Find yours and I’ll tell you what to expect.

01
We talk

Fifteen minutes on the phone. What you want, what you’ve saved, what worries you.

02
I start your pre-approval

I’ll gather what the lender needs and let you know where you stand once it’s reviewed.

03
I lay out your options

I compare programs and pricing and walk you through the tradeoffs side by side.

04
I get you to closing

I stay involved through underwriting and check in as things move along.

- For real estate agents
Send me your client and I'll keep you in the loop at every step.

Pre-approvals that hold up under a competitive offer, weekly status on every file, and a straight answer when a deal isn’t going to work. I’d rather protect your reputation than force a close.

Honesty & integrity

I treat every client the way we’d want to be treated — with transparency on rates, fees, and timelines.

Local, experienced

With my experience I can confidently recommend the financing that genuinely fits.

Twenty-plus programs

From FHA and VA to jumbo, cash-out, and investor loans — the right option, all under one roof.

homereport
Back To Top